%0 Generic %K Middle income energy efficiency %K Renewable energy: policy %A Mark Zimring %A Merrian Borgeson %A Ian M Hoffman %A Charles A Goldman %A Elizabeth Stuart %A Annika Todd-Blick %A Megan A Billingsley %D 2012 %T Alternative Underwriting Criteria — Using Utility Bill Payment History as a Proxy for Credit: Case Study on Clean Energy Works Oregon %8 04/2012 %9 Clean Energy Financing Policy Brief