@misc{27206,
  keywords = {Energy Markets and Policy Department, Energy Analysis and Environmental Impacts Division, Energy efficiency},
  author = {Mark Zimring and Greg Leventis and Merrian Borgeson and Peter J Thompson and Ian M Hoffman and Charles A Goldman},
  title = {Financing Energy Improvements on Utility Bills: Market Updates and Program Design Considerations for Policymakers and Administrators},
  year = {2014},
  month = {05/2014},
  publisher = {State & Local Energy Efficiency Action Network (SEE Action) Financing Solutions Working Group},
  note = {<p><em><a href="https://www4.eere.energy.gov/seeaction/publication/financing-energy-improvements-utility-bills-market-updates-and-key-program-design" target="_blank">Financing Energy Improvements on Utility Bills: Market Updates and Key Program Design Considerations for Policymakers and Administrators</a> </em>provides an overview of the current state of on-bill programs and provides actionable insights on key program design considerations for on-bill lending programs. States and utilities are increasingly turning to on-bill financing to stretch their limited efficiency program dollars and to overcome a number of barriers to the uptake of energy improvements in residential and non-residential properties.</p><p>The report describes the historical evolution of on-bill programs and draws on data collected from 30 on-bill programs (including 13 in-depth case studies which are discussed in the technical appendices) to review and analyze key trends in on-bill programs, including their geographic reach, loan volumes, loan performance, and four important program design features.</p><ul><li>How is the loan product structured?<ul><li>Power disconnection and meter attachment<br />&nbsp;</li></ul></li><li>Where does loan funding come from?<ul><li>Selecting sources of capital<br />&nbsp;</li></ul></li><li>Who is eligible?<ul><li>Assessing customer creditworthiness, underwriting criteria<br />&nbsp;</li></ul></li><li>What can participants finance?<ul><li>Eligible energy, and non-energy, improvements.</li></ul></li></ul><p><em>Financing Energy Improvements on Utility Bills: Market Updates and Key Program Design Considerations for Policymakers and Administrators </em>is available as a full report below. The executive summary, a summary of the report in presentation form, and technical appendices (which include 13 in-depth case studies) are also available individually.&nbsp;</p><p>To view the report and related documents, <a href="https://www4.eere.energy.gov/seeaction/publication/financing-energy-improvements-utility-bills-market-updates-and-key-program-design" target="_blank">click here</a>.</p>},
}